E-bike faq: everything you want to know about e-bikes

Do i need insurance to drive my e-bike?

No. As they are classified as bicycles, you are under no obligation to insure them. However, you might want to consider it if it’s costing you a lot and you’re worried about theft. Specialty bike insurers will cover your bike away from home, but you’ll need to check with your home insurer to see if they offer the same coverage.

What is the legal maximum speed for an electric bicycle in the UK?

The electric bicycle motor is only legally capable of providing assistance up to 15.5 mph or 25 km / h. You can go faster, however, with good old fashioned pedaling.

What is “chipping” and can I do it legally on my electric bike?

Chipping essentially consists of removing the pedal assist limiter from your bike. By removing the limiter, the bike engine will be able to assist at higher speeds than before, i.e. above 15.5 mph. Current laws state that an electric bicycle motor can only assist with a top speed of 15.5 mph. The bike can travel faster than that, but it has to be under your own pressure. By removing this limiter, you will be pushing it into S-Pedelec territory where it will require license and insurance. Additionally, while it may be appealing to want to run your bike at 30mph without much effort, it can negatively impact the motor as they are designed to be used at regulated speeds.


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